Dr. Raini @ Anne Binti Laipan is a distinguished researcher at Fakulti Kewangan Antarabangsa Labuan, University Malaysia Sabah.

As a member of Fakulti Kewangan Antarabangsa Labuan, they contribute significantly to the academic and research community at UMS through their expertise and dedication to advancing knowledge in their field.

Dr. Raini @ Anne Binti Laipan holds Doktor Falsafah (Ph.D) from Lain-lain and has established themselves as a respected expert in their field.