Dr. Saizal Bin Pinjaman is a distinguished researcher at Fakulti Perniagaan, Ekonomi Dan Perakaunan, University Malaysia Sabah. Their research focuses on Financial economics, applied econometrics, economic developments .

As a member of Fakulti Perniagaan, Ekonomi Dan Perakaunan, they contribute significantly to the academic and research community at UMS through their expertise and dedication to advancing knowledge in their field.

Dr. Saizal Bin Pinjaman holds Doktor Falsafah from Universiti Malaysia Sabah and has established themselves as a respected expert in their field.