Professor Madya Dr. Zaiton Osman
INFORMATION

 

Academic Department
Fakulti Perniagaan, Ekonomi Dan Perakaunan,
UMS

 

Appointed Department
Fakulti Perniagaan, Ekonomi Dan Perakaunan,
UMS

 

zaiosman@ums.edu.my

EDUCATION

  More info about education
Education History
 Doktor Pentadbiran Perniagaan, Universiti Teknologi MARA, Cawangan Shah Alam , 2015

 MBA (International Banking and Finance), Birmingham University, Birmingham, UK , 2003

 Sarjana Muda Pentadbiran Perniagaan Dengan Kepujian, , 1970

SCOPUS METRICS

Documents :  8
H-Index :  5
Citations :  53
Affiliation :  Universiti Malaysia Sabah

Scopus Profile
NOTE :  N/A : Data not available,  0 : Data not completed
RESEARCH PROJECT  
16
PUBLICATION  
87
RESEARCH GRANT (MYR)  
495,020.00

RESEARCH INTEREST

Data not available


CATEGORY
AREA
1. Economics, Business And ManagementBanking
2. Economics, Business And ManagementFinancial Literacy
3. Economics, Business And ManagementFinancial Management
4. Economics, Business And ManagementInsurance
5. Economics, Business And ManagementWealth Management (Including Financial Planning, Asset Accumulation and Management)
1. exploring impulsive buying and sustainable consumption practices among malaysian gene z consumers on live-streaming platform
Member , 15-09-2023 until 15-09-2025
2. acknowledging the vulnerabilities of gig workers: developing an integrated social protection framework with social transfer and security elements.
Leader , 07-09-2022 until 06-09-2023
3. post covid-19: the impacts on small and medium sized grocery retail markets and consumers’ consumptions patterns
Member , 01-06-2020 until 04-06-2022
4. modelling shareholder's returns and acquisition announcement in malaysian fin-tech companies.
Member , 15-01-2020 until 15-01-2023
5. customer satisfaction survey for ums library
Member , 15-02-2019 until 15-05-2019
6. a study on malaysia food retail industry: economic development and social impacts
Member , 01-02-2018 until 31-08-2021
7. the central role of perception on the effect of financial knowledge toward financial investment decision
Member , 05-12-2017 until 06-06-2021
8. kajian pembangunan sosio-ekonomi di sabah dan tarakan, indonesia
Member , 01-01-2016 until 21-05-2017
9. target market assessment for ecofarm miniature
Member , 01-01-2016 until 31-01-2017
10. a feasibility study on the development of an apartment complex with conference facility in ums main campus
Member , 01-09-2015 until 30-11-2016
11. product placement effectiveness in social mediaa preliminary study of visual vs. audio-visual product placement among young consumers in sabah
Member , 01-09-2015 until 31-12-2017
12. the effect of financial knowledge on retirement planning among working individuals in sabah
Leader , 01-01-2015 until 30-06-2017
13. the key factors influencing bridge employment adoption in malaysia.
Leader , 12-01-2014 until 31-05-2017
14. the effect of psychological influences and cultural ethos on savings behavior amongst students of higher learning institutions in sabah
Member , 11-01-2014 until 01-10-2016
15. an investigation of the level and determinants of financial literacy among different groups in sabah
Member , 04-01-2012 until 01-03-2014
16. the effects of household characteristics on the acquisition of life insurance: the case in sabah
Member , 04-01-2012 until 01-03-2014
NOTE : PUBLICATION DATA FOR THE LAST 3 YEARS WILL BE DISPLAYED
1. Zaiton Osman , Izaan Azyan Bin Abdul Jamil , Phang Ing (2025), Moral Compass Or Peer Influence? Examining The Drivers Of Academic Honesty In Higher Education
2. Noor Fzlinda Binti Fabeil , Zaiton Osman (2025), From Likes To Loyalty: A Netnographic Study On Trust-building In Influencer-audience Interactions On Social Media
3. Zaiton Osman , Izaan Azyan Bin Abdul Jamil (2025), Impact Of Credit Risk Indicators On The Financial Health Of Malaysian Commercial Banks During Covid-19: An Ardl Bound Test Approach
4. Rozilee Bin Asid , Azmi @ Amie Bin Abd Majid @ Siedin , Zaiton Osman , Lim Thien Sang (2024), Does The Implementation Of A Moratorium Bring Positive Shock To The Bank Stock Price Amidst The Global Pandemic?
5. Zaiton Osman (2024), Developing Halal Tourism Based On Local Wisdom In Religious Area Of Sis Aljufri
6. Phang Ing , Zaiton Osman (2024), Adapting To The Gig Economy: Determinants Of Financial Resilience Among “giggers”
7. Zaiton Osman , Izyanti Binti Awang Razli , Phang Ing (2024), From Textbooks To Cheque Books: Charting Financial Literacy Paths For University Students
8. Zaiton Osman (2024), Unlocking Retirement Choices: Factors Shaping Savings Scheme Selections In Sabah's Statutory Bodies And Local Authorities
9. Izaan Azyan Bin Abdul Jamil , Zaiton Osman (2024), Retirement Planning Decisions: Analyzing Behavioral Influences On Pension Scheme Selection In Malaysian Statutory Bodies
10. Zaiton Osman , Izyanti Binti Awang Razli , Phang Ing (2023), Behind The Choices: Loss Aversion's Impact On Students' Course Selection
11. Zaiton Osman , Saizal Bin Pinjaman (2023), The Impact Of Financial Technology On Commercial Banks: A Case Study Of China
1. Andi Tamsang Binti Andi Kele , Zaiton Osman , Izyanti Binti Awang Razli , Phang Ing (2023), Survival Of The Fittest? Survival Adaptations To The Covid-19 Pandemic: A Qualitative Study On Independent Hotels
1. Zaiton Osman , Izyanti Binti Awang Razli , Phang Ing (2023), Malaysian Readiness For Bridge Employment
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