
| | Academic Department Fakulti Perniagaan, Ekonomi Dan Perakaunan, UMS |
| | Appointed Department Fakulti Perniagaan, Ekonomi Dan Perakaunan, UMS |
| | zaiosman@ums.edu.my |
| Doktor Pentadbiran Perniagaan, Universiti Teknologi MARA, Cawangan Shah Alam , 2015 | |
| MBA (International Banking and Finance), Birmingham University, Birmingham, UK , 2003 | |
| , Lain-lain , 2003 | |
| Sarjana Muda Pentadbiran Perniagaan Dengan Kepujian, , 1970 |
| Documents | : | 8 |
| H-Index | : | 5 |
| Citations | : | 63 |
| Affiliation | : | Universiti Malaysia Sabah |
CATEGORY | AREA |
|
|---|---|---|
| 1. | BANKING, FINANCE AND WEALTH MANAGEMENT | Corporate Finance |
| 2. | BANKING, FINANCE AND WEALTH MANAGEMENT | Financial Management |
| 3. | BANKING, FINANCE AND WEALTH MANAGEMENT | Insurance |
| 4. | BANKING, FINANCE AND WEALTH MANAGEMENT | Financial Planning |
| 5. | BANKING, FINANCE AND WEALTH MANAGEMENT | Risk Management |
| 6. | BUSINESS | Business, Financial and Managerial Skills |
| 7. | BUSINESS | International Risk Management |
| 1. | a study on be in sabah (malaysian international cocoa fair 2025 and neuroanesthesia symposium 2025) Member , 01-05-2025 until 01-01-2026 |
| 2. | a study in business events(be) in sabah 2025 Member , 01-02-2025 until 01-03-2026 |
| 3. | exploring impulsive buying and sustainable consumption practices among malaysian gene z consumers on live-streaming platform Member , 15-09-2023 until 16-03-2026 |
| 4. | acknowledging the vulnerabilities of gig workers: developing an integrated social protection framework with social transfer and security elements. Leader , 07-09-2022 until 06-09-2023 |
| 5. | post covid-19: the impacts on small and medium sized grocery
retail markets and consumers’ consumptions patterns Member , 01-06-2020 until 04-06-2022 |
| 6. | modelling shareholder's returns and acquisition announcement in malaysian fin-tech companies. Member , 15-01-2020 until 15-01-2023 |
| 7. | customer satisfaction survey for ums library Member , 15-02-2019 until 15-05-2019 |
| 8. | a study on malaysia food retail industry: economic development and social impacts Member , 01-02-2018 until 31-08-2021 |
| 9. | the central role of perception on the effect of financial knowledge toward financial investment decision Member , 05-12-2017 until 06-06-2021 |
| 10. | kajian pembangunan sosio-ekonomi di sabah dan tarakan, indonesia Member , 01-01-2016 until 21-05-2017 |
| 11. | target market assessment for ecofarm miniature
Member , 01-01-2016 until 31-01-2017 |
| 12. | a feasibility study on the development of an apartment complex with conference facility in ums main campus Member , 01-09-2015 until 30-11-2016 |
| 13. | product placement effectiveness in social mediaa preliminary study of visual vs. audio-visual product placement among young consumers in sabah Member , 01-09-2015 until 31-12-2017 |
| 14. | the effect of financial knowledge on retirement planning among working individuals in sabah Leader , 01-01-2015 until 30-06-2017 |
| 15. | the key factors influencing bridge employment adoption in malaysia. Leader , 12-01-2014 until 31-05-2017 |
| 16. | the effect of psychological influences and cultural ethos on savings behavior amongst students of higher learning institutions in sabah Member , 11-01-2014 until 01-10-2016 |
| 17. | an investigation of the level and determinants of financial literacy among different groups in sabah Member , 04-01-2012 until 01-03-2014 |
| 18. | the effects of household characteristics on the acquisition of life insurance: the case in sabah Member , 04-01-2012 until 01-03-2014 |
| 1. | Azmi @ Amie Bin Abd Majid @ Siedin , Izaan Azyan Bin Abdul Jamil , Zaiton Osman , Nelson Lajuni , Mohd. Rahimie Bin Abd. Karim (2025), Bridging The Compliance Gap: A Literature Review On Money Laundering Challenges And The Role Of Frontline Officers In Malaysian Commercial Banks
|
| 2. | Saizal Bin Pinjaman , Zaiton Osman , Debbra Toria Anak Nipo , Mori Bin Kogid , Mohd. Rahimie Bin Abd. Karim , Izaan Azyan Bin Abdul Jamil , Lim Thien Sang (2025), From Local To Global: Examining The Impact Of Pre- And Postinternationalisation Strategy By Bursa Malaysia Of Global Oil Markets To The Futures Crude Palm Oil
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| 3. | Noor Fzlinda Binti Fabeil , Zaiton Osman (2025), From Likes To Loyalty: A Netnographic Study On Trust-building In Influencer-audience Interactions On Social Media
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| 4. | Izaan Azyan Bin Abdul Jamil , Zaiton Osman (2025), Impact Of Credit Risk Indicators On The Financial Health Of Malaysian Commercial Banks During Covid-19: An Ardl Bound Test Approach
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| 5. | Phang Ing , Zaiton Osman , Izaan Azyan Bin Abdul Jamil (2025), Moral Compass Or Peer Influence? Examining The Drivers Of Academic Honesty In Higher Education
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| 6. | Zaiton Osman (2024), Unlocking Retirement Choices: Factors Shaping Savings Scheme Selections In Sabah's Statutory Bodies And Local Authorities
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| 7. | Zaiton Osman (2024), Developing Halal Tourism Based On Local Wisdom In Religious Area Of Sis Aljufri
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| 8. | Phang Ing , Zaiton Osman (2024), Adapting To The Gig Economy: Determinants Of Financial Resilience Among “giggers”
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| 9. | Zaiton Osman , Izaan Azyan Bin Abdul Jamil (2024), Retirement Planning Decisions: Analyzing Behavioral Influences On Pension Scheme Selection In Malaysian Statutory Bodies
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| 10. | Zaiton Osman , Izyanti Binti Awang Razli , Phang Ing (2024), From Textbooks To Cheque Books: Charting Financial Literacy Paths For University Students
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| 11. | Azmi @ Amie Bin Abd Majid @ Siedin , Zaiton Osman , Rozilee Bin Asid , Lim Thien Sang (2024), Does The Implementation Of A Moratorium Bring Positive Shock To The Bank Stock Price Amidst The Global Pandemic?
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| 12. | Saizal Bin Pinjaman , Zaiton Osman (2023), The Impact Of Financial Technology On Commercial Banks: A Case Study Of China
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| 13. | Zaiton Osman , Phang Ing , Izyanti Binti Awang Razli (2023), Behind The Choices: Loss Aversion's Impact On Students' Course Selection
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| 1. | Izyanti Binti Awang Razli , Phang Ing , Zaiton Osman , Andi Tamsang Binti Andi Kele (2023), Survival Of The Fittest? Survival Adaptations To The Covid-19 Pandemic: A Qualitative Study On Independent Hotels
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| 1. | Izyanti Binti Awang Razli , Phang Ing , Zaiton Osman (2023), Malaysian Readiness For Bridge Employment
|